In execution of the Deed of Trust dated January 15, 2020 and recorded on January 16, 2020 in Instrument # 200000587 of Frederick County land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the Winchester-Frederick County Joint Judicial Center (North Kent Street entrance to the Courthouse), 5 North Kent Street, Winchester, Virginia on June 26, 2023 at 11:00 AM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, LYING AND BEING SITUATE IN THE OPEQUON MAGISTERIAL DISTRICT, FREDERICK COUNTY, VIRGINIA IN THE SOUTHWEST CORNER OF THE INTERSECTION OF RIDGEFIELD AVENUE AND LINWOOD COURT AND BEING IN ALL RESPECTS THE SAME LAND DESIGNATED AS LOT 15, CONTAINING 12,873 SQUARE FEET, MORE OR LESS, ON THE PLAT OF RIDGEFIELD, SECTION ONE, DULY RECORDED IN THE OFFICE OF THE CLERK OF THE CIRCUIT COURT OF FREDERICK COUNTY VIRGINIA IN DEED BOOK 482, BEGINNING AT PAGE 260. Tax No.: 85B 2 1 15 Property address: 101 Linwood Ct, Stephens City, VA 22655 The property will be sold AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any, as might be listed in this notice or may be announced at the sale. TERMS OF SALE: A non-refundable bidder's deposit of $26,000.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose. (22-17559) FOR INFORMATION CONTACT: BROCK & SCOTT, PLLC (Attorney for TRUSTEE SERVICES OF VIRGINIA, LLC) 484 Viking Drive, Suite 203 Virginia Beach, VA 23452 (757)213-2959"